Delaware Payday Loan License Fees Fund Financial Literacy Efforts - OppLoans

Delaware Payday Loan License Fees Fund Financial Literacy Efforts - OppLoans Delaware Payday Loan License Fees Fund Financial Literacy Efforts Delaware Payday Loan License Fees Fund Financial Literacy EffortsInside Subprime: October 16, 2019By Grace AustinThere are new efforts to promote financial literacy in Delaware, through grants and curriculum, with funding coming from the unlikely source of payday loan and title loan fees.The state of Delaware regularly provides grant funds to help teach citizens of all ages how to better manage their money. The Financial Literacy Education Fund (FLEF) was established in 2010. It’s now given away about $2.2 million to many organizations.The program has supported everything from coaching families toward home ownership to providing single parents with tools for financial independence. Nonprofits, schools and community groups have all been recipients.“We want all Delawareans to be set up for success, and financial literacy is one tool that can help at all stages of life â€" whether you’re a recent grad ready for the workforce, an entrepreneur with a great business idea, or a retire e looking toward your next chapter,” said Gov. John Carney. “With these grant funds, we will work with a variety of organizations across the state to meet people where they are and help guide them to a more financially secure future.”Hundreds of thousands of dollars will be made available for the program this year.The grant program derives its funding from a license fee charged to businesses that issue high-cost payday loans and car title loans. The average APR on a payday loan in Delaware is 517 percent.  According to the State Bank Commissioner, “programs designed to reach underserved populations and regions of the state that have had limited access to financial literacy services are encouraged” to apply to the FLEF, and pointed to “veterans, seniors and minority communities” as particularly important groups to serve.>These are also groups that are often the most likely to take out payday and title loans.The new FLEF grants’ announcement follows an increasing focus on financial literacy programs and initiatives throughout the country. One Pennsylvania bill was recently introduced to offer credits for students for passing personal financial education classes. Delaware is in desperate need of a comparable requirement, according to some academics.In 2017, Delaware ranked amongst the worst in the country for financial literacy. The Center for Financial Literacy at Champlain College says only 11 states require high school students to take 15 or more hours of personal finance education and eight require 7 to 13 hours. The rest of the country has fewer or no requirements. Those states with no high school requirements include California, Connecticut, Delaware, Massachusetts and Pennsylvania, plus the District of Columbia.The Delaware Department of Education did address the issue in June 2016, when a specific task force on financial literacy was convened. What that group ultimately recommended, though, was that public schools offer the classes as oppo sed to requiring them. So far, the state has worked on providing a streamlined framework for the classes, but tells WDEL they hope to have the curriculum in place for the 2020-21 school year.The combined efforts by the state to improve money literacy are aimed at helping citizens manage their money better and avoid financially risky decisions like taking out payday or title loans.Learn more about payday loans, scams, and cash advances by checking out our city and state financial guides, including Delaware, Dover, Wilmington, Chicago, Illinois, Florida, Texas, and more.Visit OppLoans on YouTube | Facebook | Twitter | LinkedIn

The Success Of The Professional World - 1041 Words

The professional world is a very diverse form of organization and precision. Without company confidence, company respect cannot be achieved. Success is the key to productive company but it is the steps that each company takes that can make or break the life of their company. Most companies are striving to stay ahead of the technology curve while others are just simply trying to meet the demands of their current prospects. Within each organization there is a median of control. Without control there would be no function. This control can be achieved in many different ways and the most efficient way is of course delegation. Delegation can be complicated or it can be very simple. This all depends on the process of delegation and how it is enforced within the company and within the employee population as a whole. The span of control, plays a very vital part in the process of delegation. It has become very apparent that control is key in regards to delegation. Without control there is a se nse of chaos that can be very detrimental to the success of the business. Delegation is a very common term within the company that I currently work for. My company has worked very hard in order to prefect a delegation process that has proven to work for the better of the company and the employees. Planning Within the company that I am employed at there is a large amount of planning that is involved in every project that we choose to undertake. This planning requires dedication and persistenceShow MoreRelatedWalt Disney Companys Mission Statement1134 Words   |  5 PagesThe multifaceted empire that began with a man and a mouse has rarely failed to please its audiences around the world. Each year, millions of consumers flock to the meccas of entertainment that the Walt Disney Company has created. Countless public relations professionals wonder, How can such a vast Fortune 500 company creates such intimate relationships with consumers? 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Analysis Of The Article Three Cultures Of Management

In the article, â€Å"Three Cultures of Management: The Key to Organization Learning†, the author, Edgar H. Schein discusses the importance of why organizations need to learn how to learn and what factors are causing organizations to hinder learning. He explains why organizational innovations either don’t occur or fail to survive and proliferate. He proposes that the reason for such learning failures is the three cultures that exist in every organization. The cultures analyzed by Edgar are the operator culture, engineering culture, and the executive culture. The operator culture is an internal culture that is developed based on the organization’s success. The engineering culture is the designers and technocrats who drive the core technology. The executive culture is the CEO and his or her immediate subordinates. He emphasizes on how these three cultures are often not aligned with each other, and it is this lack of alignment that causes the failures of organizati onal learning. The author concludes the article by enforcing that the key to organizational learning may be in helping executives and engineers learn how to learn, how to analyze their own cultures, and how to evolve those cultures around their strengths (Schein, 1996). Analysis Edgar H. Schein holds a BPhil from the University of Chicago, a BA and an MA in social psychology from Stanford University, and a PhD in social psychology from Harvard University. Edgar Schein is the Society of Sloan Fellows Professor ofShow MoreRelatedHow The Management Teams Should Be Given Power Limitations On Their Decision Choices For Their Employees1498 Words   |  6 Pageshow the management teams should be given power limitations on their decision choices for their employees. Economic Analysis for Managers Managers must perform an economic analysis of the industry to confirm how HR departments are operated with the competitions companies. 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A Mosaic Of The Inevitable Disappointments And Delights Of...

A mosaic of the inevitable disappointments and delights of life, James Joyce’s Dubliners is a striking representation of the lives of not only those in early twentieth century Dublin, but also of each one of us. As these unhappy situations progress, it is apparent that each character is caught between contradiction after contradiction; these complex â€Å"ambiguities that reveal a text’s instability† are the key to understanding Dubliners (Meyer 2100). No painful situation is unalloyed: all of the characters experience a glimmer of hope among the misery and chaos. In the intersection of these contradictions, where characters like Mr. Duffy of â€Å"A Painful Case† and Gabriel of â€Å"The Dead† exist, Joyce presents the compelling paradox of pain and†¦show more content†¦Gabriel recognizes that his â€Å"part in [Gretta’s] life,† and thus their marriage, has been â€Å"poor,† a superficial placeholder for something more meaningful (Joyce 239). Though Joyce does not give enough details about Gretta to surmise her feelings- intentionally, of course- we can presume it is a similar one of wanting more. Simply put, the selfish nature of Gabriel highlights how genuine romantic love is not in fact real, but is an act each party endures for the minor benefits each one receives: it is inherently self-serving. In â€Å"A Painful Case,† a similar characterization of Mr. Duffy is found. He too is selfish, jaded, and unyielding in his rigid way of life. While Gabriel has found a long term companion to weather this loveless storm with, Mr. Duffy turns to an affair with the respected Mrs. Sinico. The best way to understand Mr. Duffy is how he frames love: he sees it as a burden, another opportunity to be disappointed. He too uses his counterpart in this relationship solely as an opportunity to feel self-important, as he hopes he has â€Å"[ascended] to an angelic state† in the eyes of Mrs. Sinico (Joyce 117). Given the fact that Mr. Duffy views each â€Å"bond as a bond to sorrow,† his dismissal of any real genuine connection past his own shallow benefit is

Dangers Of Teen Drug Use Essay Example For Students

Dangers Of Teen Drug Use Essay Teen drug use is on the rise in the 90s. But one of the most popular drugs is marijuana beacause it is so easy to get and usually cheap. But there are many other kinds of drugs, you got PCP, LSD, Hash, and many others that come from the same plant but all of them are hazardous to your body and your health. Most people use the drugs just to forget about everything, but they forget about the dangers drugs can cause them. Marijuana is a big seller these days and it is a lot worse than it used to be peoples bodies are building ip immunitys to the drugs the the dealers have to add more things to help you get the high. Divorce is on the rise and kids feel its their fault and they need a way to escape from the pain of there messed up life. Another reason is because their friends pressure them into using drugs most marijuana users are 12-18. The THC in the marijuana makes you experiance the high but what really make the THC grow is when this resin comes out on to the leaves and stems. Grass is something that comes from marijuana it is made up of dried choped leaves, stems, and leaves. In 100 ounces of grass, ther are 1 to 2 ounces of the THC. Sinsemilla is grass made of a plant that has larger amounts of THC than grass. In 100 ounces of sinsemilla there about 6 ounces of THC. Hashish is made of dried flowers, leaves and resin. In 100 ounces of hashish there are 8 to 14 ounces of THC. Hash oil is the plants resin. 100 ounces of hash oil there are 15 to 40 ounces of THC. Thses different types of marijuana can be mixed together for a all different high all types of marijuana are smoked in a cigarette or pipe and sometimes added to food. Most teen marijuana users think that it help them do music, food, and have better sex. They enjoy the many things that appear do be different like art and sounds seem more intense. Some of the harmful effects of marijuana use can harm parts of the body. Like cigarette smoke, marijuana smoke also contains carbon monoxide, the stuff that inp ears the oxygen carrying ability of the blood. It also contians high amounts of tar and other ibadd chemicals than does cigarette smoke. These tars and chemicals also damage more around the wind pipe and throught. It also though it doesnt seem to but it does increase the heart more than cigarette.I think that the govt needs to do two things one is to increase the punishment on the user and dealers two get the ATF to take more control and put more money into the ATF. And they need to get a better program than D.A.R.E. they need to start on younger kids when their mind is still starting to soak stuff they are more open minded than the sixth graders or 8th graders. Because if some of these kids are starting around 11 or 12 they need to start 7 or 8. In this day and age more people are saying were just a bunch of slackers and but they are still worried about the taxes and welfare and all that stuff, when they should focus on the kids so we can fix thses problems beacause they sure arent doing it now.There are alot of things that need to be done for our teens but they try to take them all out at once when they should really focus on one or two at a time then when they solve those they should move on to the next. With all the drug use going on in this contry and if its growing like the surveys say we need to work on that before all America is just a bunch of burn outs. .u895636304de5ffb2219990cdbd3e4cc5 , .u895636304de5ffb2219990cdbd3e4cc5 .postImageUrl , .u895636304de5ffb2219990cdbd3e4cc5 .centered-text-area { min-height: 80px; position: relative; } .u895636304de5ffb2219990cdbd3e4cc5 , .u895636304de5ffb2219990cdbd3e4cc5:hover , .u895636304de5ffb2219990cdbd3e4cc5:visited , .u895636304de5ffb2219990cdbd3e4cc5:active { border:0!important; } .u895636304de5ffb2219990cdbd3e4cc5 .clearfix:after { content: ""; display: table; clear: both; } .u895636304de5ffb2219990cdbd3e4cc5 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u895636304de5ffb2219990cdbd3e4cc5:active , .u895636304de5ffb2219990cdbd3e4cc5:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u895636304de5ffb2219990cdbd3e4cc5 .centered-text-area { width: 100%; position: relative ; } .u895636304de5ffb2219990cdbd3e4cc5 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u895636304de5ffb2219990cdbd3e4cc5 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u895636304de5ffb2219990cdbd3e4cc5 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u895636304de5ffb2219990cdbd3e4cc5:hover .ctaButton { background-color: #34495E!important; } .u895636304de5ffb2219990cdbd3e4cc5 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u895636304de5ffb2219990cdbd3e4cc5 .u895636304de5ffb2219990cdbd3e4cc5-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u895636304de5ffb2219990cdbd3e4cc5:after { content: ""; display: block; clear: both; } READ: Pro Capital Punishment Essay

Concept of Animalization in Biology

Today many researchers discuss the peculiarities of the ecological misbalance, the environmental protection, and the effects of the human invasion in the animal world. All these problems involve the issue of the humans’ relationships with animals. It is possible to note that the history of these relationships is as long as the history of our planet.Advertising We will write a custom essay sample on Concept of Animalization in Biology specifically for you for only $16.05 $11/page Learn More Many philosophers and scientists argued the question of the distinction between the humans and animals with focusing on the problem of the human’s possible superiority. Thus, today more and more people are inclined to think that humans are the leaders in this world. However, to understand the peculiarities of the relationships between men and animals, it is necessary to concentrate on the notion of ‘animalization’ as the aspect of this distin ction and its main consequences. Although the problem of the distinction is still actively discussed, it is possible to determine such consequences as the correlation of the concept of ‘animalization’ and the notion of ‘humanity’, the connection of the problem with the question of civilization, and the effects of animalization on men, women, and children. In spite of the fact the concept of ‘animalization’ can be frequently observed in the scholarly literature and in press, the problem of its definition remains current because different philosophers, scholars, and scientists determine various aspects for the necessary focus in the possible definition. Today animalization can be considered as the act of human’s behaving like an animal, which means that a person is too cruel or even lacks the normal human qualities under the influence of anger or any other conditions. Moreover, animalization can be also discussed as the opposite notion for the process of humanization which also becomes popular today, especially with references to the people’s behaviour with their pets. Can the fact of humans’ animalization be considered as the breaking of the natural balance in the world? What are the ethic aspects of the issue?Advertising Looking for essay on biology? Let's see if we can help you! Get your first paper with 15% OFF Learn More The first significant consequence of the problem of the clear distinction between the world of humans and animals is in the absolute necessity of this distinction. There are many arguments that humans and animals as the beings which share the space of our planet should be discussed as equals in their rights on the necessary natural resources as the sources of their life. The problem of humans’ rights in the contrast to the problem of animals’ rights is also discussed in the fields of ethics and philosophy. Thus, Levinas even states that animals should be considered as ethical beings with their own rights, but he also accentuates the possibility of the human’s superiority in this world as a being having a ‘face’ (Levinas 2004). These rather contradicting considerations contribute to the development of the further discussion of the question. That is why it is possible to emphasize the fact that in the context of the modern civilization the distinction between animals and humans is intensified by the increased opposition of these two worlds: the world of animals and the world of humans. With the gradual breaking the natural bonds between the animals and humans, the role of them in the lives of these two worlds also changed. Thus, many years ago humans lived in the situation of the close connection with animals and even depended on the peculiarities of the development of this world. The relationships between animals and humans could never be considered as peaceful because of the aspects of the people’s life. Nevertheless, these relations were based on the concept of respect which, however, had many similar features with the feeling of fear. Today the feeling of respect toward animals is changed by the feeling of ‘love’ which depends on the notion of ‘humanity’ which can involve the activity of the social organizations and the people’s attitude to their pets. Humanity in relation to animals is a rather controversial concept because it is almost impossible to discuss the actions of the workers in abattoirs as based on the humanity. Nevertheless, according to Vialles, all the actions directed toward animals have their symbolic meaning for humans which are the possible result of the memory of the generations (Vialles 1994). The interdependent connection between humans and animals is obvious, but in spite of the man’s subjective attitude to animals, it is generally based on the opposition between them which can be obvious and aggressive or hidden. The results of this opposition are in the variety of conceptions according to which people are inclined to discuss the role of animals in their lives.Advertising We will write a custom essay sample on Concept of Animalization in Biology specifically for you for only $16.05 $11/page Learn More There are too many provocative and controversial aspects in these opinions which are connected with cruel treating animals or supporting the idea that animals exist in order to contribute to the people’s needs (Cavalieri 2006). The problem of defining the concept of ‘animalization’ allows the development of the active discussion of the effects of this process for people as well as for animals. To discuss the notion of animalization as the process of the human’s acquiring the animal’s characteristics of behavioural features is inappropriate with references to the problem of humanity. That is why the second significant consequence of the distinction is the fact that animalization of humans and their behaviour is not reflected in acquiring or demonstrating the animal’s features, but it is in the rejection of the humanity as the main quality which can differ humans from animals. Today there is the tendency of searching for the animal’s features in the people’s behaviour and analyzing these features as a result of animalization. Nevertheless, what do people mean when they speak about anyone behaving ‘like an animal’? It is typical for humans and people to act according to their natural or biological instincts which can be demonstrated in aggression and cruelty. Nevertheless, people have the mechanism which control their behavior and instincts, and it is ‘logos’. According to Levinas, animals have no ‘logos’ (Levinas 2004). Moreover, people’s humanity is in ethical behaviour toward the other people. When people are inclined to the degradation and provid ing brutal actions which reject the principles of humanity it is possible to speak about their animalization (Perpich 2008; Plumwood 2000). The third main consequence is in the fact that the animalization and accentuation of the distinction between animals and humans can have different effects for men and women in relation to their gender peculiarities and for children in relation to their close bonds with the natural world. The notion of gender is one the most significant aspects while discussing the peculiarities of men and women’s behaviour and the difference in these two behavioural models. Who is more inclined to revealing the features of animalization in the everyday life? It is possible to say that men because of their social and gender roles more often act ‘like animals’ in comparison with the peculiarities of the women’s behaviour.Advertising Looking for essay on biology? Let's see if we can help you! Get your first paper with 15% OFF Learn More Decisiveness and readiness to risk and act brutally are typical for the representatives of the animal world and for those men who develop wars in order to cope with different conflict situations. It is interesting that there are many features characteristic for animals in the behaviour of warriors. Children do not participate in such relations with the natural world which are based on the question of who rules the world and who is the possible victim of this rule as it is in the opposition between humans and animals which emphasizes the distinction between them. Children have close bonds with the animal world and do not perceive animals as the enemies, but only acquire the knowledge about the risky behaviour with animals. There are many fictional characters presented as the images of animals in the stories for children which act as humans (Melson 2001). Thus, these characters of animals are humanized (or affected by the process of humanization). That is why children think of animals as behaving like humans according to the stories and images in their books and cartoons. Some researchers concentrate on the elements of the behaviour of children which are similar to the animals’ behavior and discuss these facts as the examples of the animalization (Perpich 2008; Shattuck 1994). Nevertheless, this behaviour can be explained by the children’s bonds with the natural world and the absence of the idea of the human’s superiority or opposition in their minds. The development of the distinction between the human and the animal has a number of consequences among which it is possible to determine the most significant ones. They are connected with the relationship of the concept of ‘animalization’ and the notion of ‘humanity’, with the understanding of the role of civilization in the progress of the concept, and with the analysis of the different effects of animalization on men, women, and children. References Cavalieri, P 2006 , â€Å"The animal debate: A reexamination† in P Singer (ed.), In defense of animals: The second wave, Blackwell Publishers, London, pp 54-68. Kant, I 1963, â€Å"Duties to animals and spirits†, in L Infield (ed.), Lectures on  Ethics, Harper and Row, New York, pp. 239-241. Levinas, E 2004, â€Å"The name of a dog, or natural rights† in P Atterton M Calarco (eds.), Animal philosophy: Ethics and identity, Continuum, London, pp. 47-50. Melson, G 2001, Why the wild things are: Animals in the lives of children, Harvard Uni Press, Cambridge. Perpich, D 2008, The ethics of Emmanuel Levinas, Stanford University Press, USA. Plumwood, V 2000, â€Å"Being prey†, UTNE Reader, no. 7-8, pp. 56-61. Shattuck, R 1994, The forbidden experiment: The story of the Wild Boy of Aveyron, Kodansha International, New York. Vialles, N 1994, Animal to Edible, Cambridge University Press, Cambridge. This essay on Concept of Animalization in Biology was written and submitted by user Jazmin Sutton to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.

Ten top writing tips for scientists - Emphasis

Ten top writing tips for scientists Ten top writing tips for scientists Ask most scientists, engineers and technologists why they got into the profession and theyre unlikely to say it was because they love writing. But love it or hate it, writing is an essential part of a scientific career. Report writing skills are crucial to communicating your research, ideas and recommendations. Losing the gems of months of research in confusing, convoluted prose helps neither you nor your readers. The way you write can be more important than what you write. An instantly readable report will usually have more impact than one that is difficult to decipher. Science doesnt exist in a vacuum. So if you cannot communicate effectively to colleagues and the general public, your work is likely to be perceived as less important. In fact, if you cant communicate what you do, you could argue that you might as well not do it in the first place. Here are some top tips and techniques that can transform your written work: 1. Ask the right questions Powerful writing starts from an ordered, clear structure. Begin ordering your ideas by asking yourself the questions: what? where? when? how? why? and who? When you know what you want to communicate, and why, you can then lay out your core idea first, and expand on it in the rest of the document. Always make sure you ask yourself the exact purpose of what you are writing. When you have a clear intent, you have a much better chance of crafting an effective document. 2. Use jargon with care Abbreviations are a great shortcut when you and your reader speak a common language. But dont forget that there may be acronyms and abbreviations that people outside your organisation or area of expertise just wouldnt know. This doesnt mean that you have to avoid jargon at all costs. Just be aware of your readers knowledge and choose the words and phrases that you are certain they will understand. Most people overestimate how much their readers know and bombard them with too many technical words and phrases. 3. Focus on your reader Do your readers really know everything about thermodynamics or mass transfer? Or are they more concerned with how the science affects their environment, a product or the companys bottom line? Ask yourself the following questions so that you can tailor your information to your reader. Who will read the document? How much experience do they have of the subject? How much do they know about it? What is their likely attitude towards it? How involved in the subject are they? How interested are they in the subject? 4. Dont show off In academia, the more knowledge, information and argument you display, the higher the marks. In the outside world, only the most significant information is necessary. Summarising a wealth of related issues may at first appear to cement your expert status, but it doesnt help your reader. Managers often have several reports to read each day, so focus on becoming a solution provider. 5. Create a compelling opening paragraph Research has shown that when it comes to focus, people remember the beginning and end of something, plus a high point in the middle. This is as true for reports as it is for holidays or feature films. So make sure that your conclusions and recommendations are in the summary. If you bury your recommendations in the middle, theres no guarantee that your readers will get that far. 6. Be confident Say what you really mean and your readers will thank you for it. It can be a little disconcerting to write clearly and in plain English, especially if you come from an organisation that doesnt encourage having a definitive viewpoint. But it will help you to become recognised as a thought leader and means that your work reaches a much wider audience. 7. Learn how to KISS Keep it short and simple. Avoid long, flowery phrases and make sure your sentences contain a maximum of 15 to 20 words. Presenting information in short, manageable chunks also helps you to keep the reader with you, so stick to the principle of one idea per sentence. To paraphrase Einstein: make things as simple as they are but no simpler. 8. Get active Where possible, use the active voice rather than the passive one. Instead of writing, the reactions of various metals were tested, write we tested the reactions of various metals. Adding in the word we makes the document more personal. Dont be afraid to use the word you when writing reports for non-scientists. The idea is to engage the reader and active, personal language does just that. 9. Check for errors Always proofread carefully by printing out your document and combing through it word for word. You cannot rely on your spellchecker to know the difference between palate and pallet, especially if you have it on the automated setting. Print it out first. And if possible, put your work aside for a day and come back to it with fresh eyes. Its likely that any errors will jump out at you more easily. Also check for punctuation and make sure that your structure is as effective as it can be. 10. Use a style guide Grab a free copy of our new The Write Stuff (third edition) to help you with the writing process. This 60-page style guide contains the very essence of good writing. Request a copy here. How Emphasis helped scientists to write more clearly One of Europes leading pharmaceutical companies asked Emphasis to improve its scientists report writing skills. The problem? Many of their written reports were failing to communicate the results of their research and development work in a clear and concise way. The training programme changed how the scientists approach, plan and structure their reports. Before the training programme, most people saw writing as an irritating distraction from their research and their reports had to be heavily edited. Now, there are fewer amendments, the medical director explains. This has reinforced the lessons learned during the training, creating a positive cycle that has, in turn, promoted better writing throughout the company.